What are the benefits of enrolling in the Foxen Waiver?

Enrolling in the Foxen Waiver provides you certain important benefits that a Renters Insurance Policy provides, but it is more limited. For example, the Foxen Waiver does not waive or otherwise cover your liability for others' bodily injury. The Waiver also does not cover damage to the Property or anyone's personal contents when the damage was not accidentally caused by you or when not caused by one of the specified causes of loss (fire, smoke, explosions, and water discharge and overflow).

The significant benefit that you get from enrolling is the waiver of your financial responsibility to your Property when you accidentally cause covered property damage, up to the program limits, as set out in your lease agreement or other Foxen Waiver program materials that you may have received from your Property.

As an additional benefit, depending on the type of Foxen Waiver Program your Property Manager has selected, the Foxen Waiver even may include reimbursement for your damaged personal contents or your short-term living expenses when your home has extensive damage from the same accident. These additional benefits apply only when the accident is caused by a covered peril as described in more detail in the Foxen Waiver terms and conditions you can find in your lease or in the Foxen Waiver Program Announcement your Property provided you.

When otherwise covered, there are dollar limits on these benefits, typically up to $10,000 for personal contents and $1,000 for living expenses. These benefits are available if the Foxen Waiver Program limits have not been exhausted by payments to your Property manager for the damage you caused to the property and to other impacted residents.

For specific details and important terms and conditions, including exclusions, please review your lease or the program details that Foxen or your Property Manager shared with you.