What types of damage to personal contents are covered under the Waiver Program?

This can vary depending on the Foxen Waiver Program type that your Property Manager selects, but typically up to $100,000 of your liability for covered accidental damage you cause to the apartment building will be waived. You may also be eligible for reimbursement up to $10,000 for your personal contents, if they were damaged in the same covered accident, and up to$1,000 in living expenses. These benefits are all subject to Program limits and the terms and conditions in your lease or the Program Announcement you received from your Property Management.

If your Property has a Waiver Program that includes reimbursement for personal contents, you may be eligible to receive reimbursement where you have accidentally damaged the apartment building and your personal contents were damaged in the same incident. Also, the damage must have resulted from one of the following perils:

• Fire
• Sudden and Accidental smoke
• Explosion
• Water or other liquid which leaks, flows, or overflows from plumbing, heating, air conditioning, other equipment or fixtures, or personal contents

Keep in mind that the Waiver Program is not insurance and does not result in an insurance policy to you. You should consult an insurance professional for advice on whether you should purchase a renters insurance policy.